All-finance service provider Wüstenrot has been making headlines for over a year with a new pension plan.

Morgen&mehr Vorsorge is a hybrid life insurance policy that offers customers the opportunity to invest entirely in sustainable, green funds—thus contributing to the future in two ways. The Wüstenrot Group is thus meeting the high demand for sustainable products. Furthermore, the pension plan can be optimally adapted to the customer's life situation and needs in a variety of ways.
For example, with morgen&mehr Vorsorge, customers can choose their payment method – between a monthly premium (at least €80) and a lump sum payment (at least €5,000). With regular premiums, customers can also choose the term (ages 20-65). A lump sum payment requires a minimum term of 15 years. A shortened minimum term of 10 years applies to policyholders age 50 and older.

Investment strategies with different focuses

Three investment strategies are available for morgen&mehr pension provision. The classic investment strategy is security-oriented with a guaranteed endowment sum – the money is invested in the cover pool of Wüstenrot Versicherungs-AG. In contrast, with the dynamic investment strategy with fund investments, customers can rely on potentially higher returns and a sustainable investment for the future. All five funds of the international fund company Amundi are hand-picked based on ecological and social aspects (Article 8 SFDR Funds) and awarded the Austrian Ecolabel. Thus, with a fund investment, Wüstenrot customers are always making a contribution to a better and more sustainable tomorrow. The third option is personal investment – a mix of classic and dynamic investments.